Privacy Policy
Last updated: October 8, 2026
Who we are
Express Funding is a Canadian business funding company located at 40 Temperance Street, Toronto, Ontario, M5H 0B4. This Privacy Policy explains how we collect, use, disclose and protect personal information when you use our website, express-funding.ca, or apply for funding with us. We handle personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.
What we collect
When you fill in a form on our website, we collect the information you give us, which may include: your name, email address and phone number; your business name, industry and time in business; your business revenue and the funding amount you are looking for; and documents you upload, such as recent business bank statements and identification. When you browse our website, we may also collect technical information such as your IP address, browser type and the pages you visit.
How we use your information
We use the information you provide to: review and process your funding application; contact you about your application or inquiry; assess your business for a merchant cash advance, line of credit or bridge loan; meet legal, regulatory and fraud-prevention requirements; and improve our website and services. With your consent, applying may involve a soft credit check, which does not affect your credit score.
How we share your information
We do not sell your personal information. We share it only with: service providers who help us operate our website, email and application systems, under confidentiality obligations; credit bureaus and verification services, where needed to assess an application; and law enforcement, regulators or courts where the law requires it. Your information is handled carefully and used only to find the right funding solution for your business.
How we protect your information
We use administrative, technical and physical safeguards appropriate to the sensitivity of your information, including encrypted transmission of form submissions and restricted access to application documents such as bank statements. No method of transmission over the internet is completely secure, but we work to protect your information against loss, theft and unauthorized access.
How long we keep it
We keep personal information only as long as needed for the purposes described in this policy, or as required by law. When it is no longer needed, we securely delete or anonymize it.
Your rights and choices
You may ask to access or correct the personal information we hold about you, and you may withdraw your consent to our use of it, subject to legal and contractual limits. To make a request, contact us at submit@express-funding.ca. We will respond within the time required by law.
Cookies and analytics
Our website may use cookies and similar technologies to remember your language preference and to understand how visitors use the site. You can disable cookies in your browser settings, though some features may not work as intended.
Changes to this policy
We may update this Privacy Policy from time to time. The date at the top of this page shows when it was last revised. If we make a significant change, we will post a notice on this page.
Contact us
Questions or concerns about this policy or how we handle your information? Write to us at submit@express-funding.ca or at Express Funding, 40 Temperance Street, Toronto, Ontario, M5H 0B4.