Our goal is simple: protect your privacy, preserve your options, and find the right funding solution for your business.
Your business information matters. At Express Funding, we handle it with care, using a targeted approach that keeps your information protected and focused only on finding the right funding solution for your business.
- 01
Merchant cash advances
$5,000 to $1,000,000
Access capital in exchange for a portion of future business sales. Explore an advance for inventory, operating costs, or growth.
- 02
Lines of credit
$7,500 to $125,000
Access a revolving credit limit and draw funds as needed. Manage recurring expenses and new opportunities with ongoing access to capital.
- 03
Bridge loans
$5,000 to $500,000
Short-term financing to cover a cash flow gap while you wait for incoming funds or longer-term financing.
We fund all businesses.
From local shops to growing companies across Canada, if your business has steady revenue, we can help.
- Restaurants and cafés
- Retail stores
- E-commerce
- Trucking and transport
- Construction and trades
- Medical and dental clinics
- Salons and spas
- Auto shops
- And many more
What is a merchant cash advance?
A merchant cash advance gives your business a lump sum of capital upfront. Instead of fixed monthly payments, you repay it as a small percentage of your future sales, so payments rise and fall with your business. No collateral is required.

What can you use it for?
Inventory
Stock up before your busy season
Payroll
Keep your team paid on time
Equipment
Buy or repair what keeps you running
Renovations
Refresh or expand your space
Marketing
Bring in new customers
Slow seasons
Cover the quiet months with confidence
